Students in difficulty nationwide could get preferential loans from the Vietnam Bank for Social Policies (VBSP) with a maximum amount of 1.25 million VND (54 USD) per month from January 9.
Hanoi (VNA) – Students in difficulty nationwide could get preferential loans from the Vietnam Bank for Social Policies (VBSP) with a maximum amount of 1.25 million VND (54 USD) per month from January 9, instead of the current 1.1 million VND (48 USD), under a decision recently issued by the Prime Minister.
According to the VBSP, the adjustment is aimed at bringing appropriate support to students based on the rising cost of living and the tuition-fee increase roadmap set by the Government.
In order to create favourable conditions for students in repayment, the decision also stipulates that borrowers could postpone all loan repayments (both principal and interest) until they had commenced their first job and income after graduation – but not exceeding a 12-month limit.
The current interest rate is 0.55 percent per month or 6.6 percent per year.
Since the loan programme for students was launched nine years ago, nearly 3.3 million students have been given preferential loans from the VBSP.
The programme's current total outstanding loans are 24.7 trillion VND (nearly 1.1 billion USD), of which overdue debt accounts for only 0.54 percent.-VNA
The Vietnam Bank for Social Policy (VBSP) provided preferential loans totalling 23.8 trillion VND (1.1 billion USD) for 1.1 million clients in the first six months of this year.
More than 30,000 low-income families were given access to preferential loans worth 1.06 trillion VND (48 million USD) after a month spent implementing a decision by Prime Minister Nguyen Tan Dung.
Government-enacted credit policies dedicated to impoverished families nationwide had given preferential loans worth over 38.4 trillion VND (1.71 billion USD) to more than 1.8 million needy households
The Vietnam Bank for Social Policies (VBSP) has provided preferential loans for around 2.6 million poor and near-poor families in the Northwestern region.
The Vietnam Bank for Social Policies (VBSP) has reported its total outstanding debt in 2015 at nearly 143 trillion VND (6.4 billion USD), up more than 10 percent compared to 2014.
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Illustration photo. (Photo: VNA)
