During the period, over 435 million transactions were made via the internet, up 54 percent in volume and 30.7 percent in value. More than 1.19 billion others were conducted via mobile phone, surging nearly 75 percent in volume and 94 percent in value. The Government said cashless payments for public services have improved considerably in terms of both quantity and quality. Businesses nationwide have made more than 90 percent of their tax payments via bank transfer. A large number of people have also used this method to pay power bills and medical examination and treatment fees or receive pensions and allowances. However, payment frauds have also become increasingly complicated across the country, the report pointed out./.